Unified Payments Interface

Government Scheme
Also known as: Unified Payment Interface · Unified Payments Interface · UPI · UPI Payment · UPI transfer

UPI (Unified Payments Interface) is India's real-time payment system enabling instant bank transfers via mobile.

Key Facts

Launched April 2016
Developer NPCI (National Payments Corporation of India)
Transaction Volume 18.4 billion/month (2025)
Apps PhonePe, GPay, Paytm, BHIM
Countries India + 10 countries (Singapore, UAE, etc.)
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Sources & References

npci.org.in
https://www.npci.org.in
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