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To qualify for the Pradhan Mantri Awas Yojana (PMAY), the primary requirement is that the applicant or any family member must not own a pucca (permanent) house anywhere in India

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Enter salary and tenure to check eligibility, formula, and latest 2026 rules in India.

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Apply for Pradhan Mantri Awas Yojana Urban - PMAY (U) 2026 and get up to 6.50% interest subsidies for a Rs. 6 lakh home loan in India.